The below video examines the good, the bad, and the ugly to show you what a solid merchant services statement should look like. Because reputable merchant providers process and fund all of your credit card transactions over a full months time and do not debit the fees from your bank until the month is over.
But it is smarter not to concern yourself with negotiating a discount rate, a statement fee, or a transaction fee first without understanding how they actually effect your total cost. Because all that really matters is your effective rate. Meaning, what are the total fees related to the total volume you generated for a specific months time.